One thought on “How long does debt settlement stay on your credit report?

  1. Arti says:

    Seven years from the date of final discharge. No. In most cases, the collector will want payment in a single lump sum. However, our certified credit counselors can advise you if settlement would be the better option for relief, based on your situation. This is why debt settlement companies tell you to stop any payments and divert the money to a monthly set aside, so you can generate the funds to make lump-sum settlement offers. On the other hand, it’s also the worst for your credit score. On the other hand, it’s also the worst for your cred We provide debt management programs, which are significantly alternative from settlement.

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