One thought on “How does no exam life insurance work?

  1. Arti says:

    However, because a life insurance company is taking a larger gamble on insuring a fewone without the use of a medical exam, rates for no exam life insurance are typically higher than standard term life insurance. A traditional medical exam for life insurance usually requires measurements of your height and weight, your blood pressure, blood and urine samples and so on. And if your health is good, that’s great news. If you’re in excellent health, regular term life and whole life insurance policies are usually a better choice than no exam life insurance. Even though it’s a hassle, by agreeing to an exam, you have the potential to qualify for a medically underwritten policy with rates and terms that are based on your overall health and life expectancy.

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